COVID-19 has created challenging circumstances for businesses. In light of that, Blue Shield of California is making changes to their policies geared toward helping employers maintain their health plans and continue to cover their employees. Plan changes, at the group and member levels, are generally allowable only during a group’s renewal period for the next contract year. In response to COVID-19, they will allow a one-time buy-down plan change off-cycle for employers and employees to adjust their health plan selection to meet their current needs.
This applies to all fully insured small group (1-100) and large group (101+) employers, as well as MedSupp.
Large group employers (101+ employees) who cannot afford contributions due to loss of income should contact their Blue Shield account team to discuss buying down to a more affordable plan design. Plan election changes, for both groups and members, can be made through June 30, 2020 with July 1, 2020 as the latest effective date.
Contact your LISI Regional Sales Manager for more information.