Special Enrollment Period
Covered California for Small Business will have an upcoming Special Enrollment Period (SEP) from November 15, 2023 through December 15, 2023. During this period, new small groups do not need to meet the minimum participation requirements, however eligibility requirements still apply. This is a great opportunity for new groups who might not be able to meet the standard contribution requirements to select quality coverage.
Learn more about SEP
More Plan Options
Give employees choice this SEP. Along with their existing portfolio, CCSB introduced six new Blue Shield plans in July.
- Bronze Trio HMO 7000/70 + Child Dental
- Bronze Full PPO Savings 7000 + Child Dental
- Silver Full PPO Savings 2300/25% + Child Dental
- Access+ Silver 70 HMO 2500/55 + Child Dental
- Access+ Gold 80 HMO 250/35 + Child Dental
- Access+ Platinum 90 HMO 0/20 + Child Dental
Tax Credit for Small Groups
Eligible small businesses can potentially qualify for federal tax credits of up to 50% on premiums to help offset the cost of providing health insurance. This exclusive tax credit is only available through Covered California for Small Business (CCSB).
Qualifying groups can apply this tax credit on their Federal Tax Return. This credit may be available for your small business clients that:
- Have fewer than 25 full-time equivalent employees;
- Pay an average wage of less than $58,000 per year; and
- Pay at least half of their employees' health insurance premiums.
Tax credits work on a sliding scale: the smaller the business, or the lower the annual wage, or both, the larger the credit might be.
Details are available here. Employers can also contact their tax professionals or visit the IRS web site.
Member Perks
Members enrolling through CCSB have access to carrier perks like wellness apps and value add services.
- Blue Shield members can access LifeReferral, Wellvolution, Ginger, and Headspace.
- Kaiser members can access ClassPass, Ginger, myStrength, and Calm.
- Sharp members have access to MinuteClinic, health coaching, fitness tracking, and wellness discounts.
Brokers Earn More with CCSB
Brokers who sell 3 groups between 7/1/2023 and 1/1/2024 will qualify for the broker bonus program. Brokers who sell 6+ groups in during that time will receive an additional 50% to that bonus!
Group Size | Bonus with 3 Groups | Bonus with 6 Groups |
---|---|---|
4-10 | $1,000 | $1,500 |
11-25 | $2,000 | $3,000 |
26-50 | $4,000 | $6,000 |
51-100 | $8,000 | $12,000 |
Contact your Amwins Connect Regional Sales Manager for more information.