Sep 24, 2024
Covered California for Small Business (CCSB) has announced their Q1 2025 update.
Rates
Actual rate impact may vary by plan and region
| PLAN TYPE | AVERAGE STATEWIDE RATE CHANGE |
|---|---|
| HMO - Full | 5.6% |
| HMO - Limited | 2.2% |
| HMO HSA - Full | 8.5% |
| HMO HSA - Limited | 2.9% |
| PPO - Full | 1.0% |
| PPO HSA - Full | 1.0% |
Network
There are no network changes. CCSB will continue to offer a wide variety of HMO and PPO options.
Plans
Several plans have updated names to reflect benefit changes.
| 2024 PLAN NAME | 2025 PLAN NAME |
|---|---|
| Blue Shield Bronze 60 PPO 6300/60 + Child Dental | Blue Shield Bronze 60 PPO 5800/60 PCP + Child Dental |
| Blue Shield Bronze 60 PPO 6300/60 + Child Dental INF | Blue Shield Bronze 60 PPO 5800/60 PCP + Child Dental INF |
| Kaiser Bronze 60 HDHP HMO 7050/0% + Child Dental | Kaiser Bronze 60 HDHP HMO 6650/0% PCP + Child Dental |
| Kaiser Bronze 60 HDHP HMO 7050/0% + Child Dental INF | Kaiser Bronze 60 HDHP HMO 6650/0% PCP + Child Dental INF |
| Kaiser Bronze 60 HMO 5400/60 + Child Dental Alt | Kaiser Bronze 60 HMO 5800/60 PCP + Child Dental |
| Kaiser Bronze 60 HMO 5400/60 + Child Dental Alt INF | Kaiser Bronze 60 HMO 5800/60 PCP + Child Dental INF |
| Kaiser Bronze 60 HMO 6300/60 + Child Dental | Discountinued |
| Kaiser Bronze 60 HMO 6300/60 + Child Dental INF | Discountinued |
| Sharp Performance Bronze 60 HMO 6300/60 + Child Dental | Sharp Performance Bronze 60 HMO 5800/60 PCP + Child Dental |
| Sharp Performance Bronze 60 HMO 6300/60 + Child Dental INF | Sharp Performance Bronze 60 HMO 5800/60 PCP + Child Dental INF |
| Sharp Premier Bronze 60 HDHP HMO 7050/0% + Child Dental | Sharp Premier Bronze 60 HDHP HMO 6650/0% PCP + Child Dental |
| Sharp Premier Bronze 60 HDHP HMO 7050/0% + Child Dental INF | Sharp Premier Bronze 60 HDHP HMO 6650/0% PCP + Child Dental INF |
| Sharp Premier Silver 70 HDHP HMO 2850/25% + Child Dental | Sharp Premier Silver 70 HDHP HMO 2850/25% PCP + Child Dental |
| Sharp Premier Silver 70 HDHP HMO 2850/25% + Child Dental INF | Sharp Premier Silver 70 HDHP HMO 2850/25% PCP + Child Dental INF |
Quoting
Quoting is available in Benefix.
Easy Underwriting
Have a group with a lot of waivers? Check out CCSB; they accept several categories as valid waivers, including IFP coverage.
Member Perks
Members enrolling through CCSB have access to carrier perks like wellness apps and value add services.
- Blue Shield members can access LifeReferral, Wellvolution, Ginger, and Headspace.
- Kaiser members can access ClassPass, Ginger, myStrength, and Calm.
- Sharp members have access to MinuteClinic, health coaching, fitness tracking, and wellness discounts.
Employers Get a Break Too
Eligible small businesses can potentially qualify for federal tax credits of up to 50% on premiums.
Don't Forget About the Broker Rewards
Earn up to $12,000 through the Partnership that Pays Bonus Program, effective July 1, 2024, and continuing through January 1, 2025
Contact your Amwins Connect Regional Sales Manager for more information.
