Jun 09, 2020
Guardian has introduced a Pandemic Support Program for fully insured dental and vision plans.
Premium Credit
Guardian is providing 1-month premium credit to fully insured dental and vision plans:
- For existing groups: The premium credit will be applied to the second bill after the group renewal, beginning with September 2020 renewals through August 2021
- For new business: The premium credit will be applied to the first bill for dental and vision cases with July 2020 effective dates through March 2021
- Employers may elect a rate guarantee instead of the premium credit:
- For existing groups: The employer may choose a 2-year rate guarantee on both products
- For new business: The employer may choose a 2-year rate guarantee for dental and a 2- or 3-year rate guarantee for vision
Enhanced Benefits
Enhanced frequency limits will be given on cleanings, exams, and fluoride treatment to a minimum of 2 per calendar year. It applies July 1, 2020 through December 31, 2021.
For Plans with Maximum Rollover:
- For the remainder of 2020, members are no longer required to submit a claim to rollover funds
- Effective January 1, 2021, members will have $100 added to their maximum rollover account so they have more to spend on care
- ASO customers should contact their Guardian Service Rep to participate in this enhancement
Contact your LISI Regional Sales Manager for more information.
