CoPower

CoPower is currently available in CA and NY.

CoPower brings big company ancillary benefits to small employers. Their team makes Fortune 500 benefits available to the small business marketplace by packaging the best dental, vision and life plans available and offering them, hassle free.

That means that you get three amazing products at one low price with one service team and one bill. It's that simple! CoPower works with premier carriers and brokers, nationwide.

What do you get with CoPower? Amazing coverage, incredible customer service, and happy, healthy people!

Dental, Vision & Life: Build Custom Bundles for Your Employees!

CoPower was founded in 1995 to bring big company ancillary benefits to small employers. Today, they work with more than 6,000 employer groups, serving more than 250,000 of their employees and family members.

With CoPower, users can mix-and-match from a comprehensive product portfolio or grab one of their pre-made bundles; all from the nation's top carriers.

Tailor the best available product lines to suit your needs with CoPower!

Get Leading Ancillary Benefits with CoPower

CoPower offers employer-paid and voluntary products from the nation’s leading ancillary benefit carriers.

However, their ability to bundle products and services is what makes them truly unique and crucial for employers trying to build the best benefits packages to attract and retain top-tier talent.

Ancillary benefits through CoPower include:

• Dental PPO & HMO
• Vision
• Short-term disability
• Long-term disability
• Guaranteed issue Enhanced Life amounts up to $150,000 for groups of 10+ with no medical forms to complete
• Chiropractic & Acupuncture

What Do You Get with CoPower? 

• Fast Turnaround. Cases are approved in two (2) business days or less for Complete CoPower ONE, as well as standalone Delta Dental, Vision Service Plan (VSP), and UNUM.
• Superior Service. CoPower not only makes big business plans available to smaller businesses, but they also bring the same level of customer care and attention that you usually only see in a smaller operation. 
• Empower Portal. Employers can easily manage enrollments, terminations, changes, commissions, view invoices, renewals, and more!
• Real People. A dedicated customer success representative is the user's direct contact – absolutely no automated phone queues.
• One Bill. Consolidated billings for all carriers and coverages.
• Stable Rates & Easy Renewals. These are much simpler and more cost-effective compared to individually rated groups.
• No Administration Fees. Users can save with no admin fees on CoPower ONE, MetLife, and/or Delta Dental of California plans.

CoPower for Brokers

In the resource center for brokers, you’ll find sales tools, selling points, worksheets and calculators to equip brokers with everything they need to sell for their target carrier!

CoPower products can boost revenue and increase client retention!

With CoPower, brokers can stand out from the competition with a full range of ancillary products. Groups as small as two are eligible for big company benefits with CoPower’s exclusive ancillary plans.

Plus, our products have impressive five-year retention rates:

• 50% of employers with a single product are still with CoPower
• 70% of employers with two products are still with CoPower
• 90% of employers with three or more products are still with CoPower

Brokers will also enjoy stable commissions!

CoPower for Employers

CoPower makes it easy and affordable for employers to enhance employee benefits or offer coverage for the first time. They bring the most popular benefits to groups as small as two employees.

CoPower makes ancillary benefits affordable, easy, and customizable!

Additionally, thanks to relationships with leading insurance companies, CoPower can offer the kind of benefits that are usually only available to big businesses. Employers can choose from a full range of employer-paid benefits or employee-paid/voluntary benefits at no extra cost.

They offer the most popular employee benefits from the nation’s leading insurance companies.

CoPower's Carrier Partners

CoPower partners with some of the nation’s largest and most respected carriers, including:

• Delta Dental of California
• Landmark Chiropractic and Acupuncture
• MetLife
• Unum Life
• Unum Long-Term Disability
• Vision Service Plan (VSP)

These valuable relationships enable CoPower to develop special products that give brokers and employers access to uncommon benefits, often available only to large employers.

In other words, it makes big company benefits available to companies of any size! 

Quoting Online with CoPower

CoPower has teamed up with Amwins Connect to provide access to HealthConnect, their online quoting system.

With HealthConnect you can:

• Instantly create and/or edit proposals
• Compare benefits and rates of one health plan or multiple plans
• Provide customized proposals to your clients. Your name is displayed on the cover – Amwins Connect's
• Complete confidentiality guarantee by secure ID and password
• Download and print or e-mail the proposal to your clients

Online Administration Made Easy

Empower is CoPower's online administration system.

It's a cutting-edge platform that gives brokers and groups full access to their group’s benefits. With Empower, users can add, delete, and manage accounts from anywhere and get access to a variety of tools, which will allow them to instantaneously administer their group’s ancillary portfolio.

It also allows users to: 

• Receive around the clock access
• Enjoy instantaneous processing
• Stay up to date with all the latest CoPower News
• Eliminate handwritten forms and faxes
• Get easy access to forms, benefit information, and tutorials
• Manage billings/payments

Empower makes online administration easy! 

Powerful Perks & Services

CoPower VANTAGE is a portfolio of value-add products and services that give CoPower’s brokers, employers and employees access to free or discounted services that supplement employer benefit plans.

These services range from discount prescription cards, legal and HR assistance, and recreational coupons.

They include: 

• HR360. As a one-stop HR solution, users get access to the new online Human Resources support center, HR360. This new premiere online support resource delivers comprehensive, easy-to-navigate content, including human resources and benefits news, comprehensive tools and forms.
• BenefitHub. Employees can stretch their paychecks with money-saving offers and exclusive discounts. Members enjoy savings on dining, theme parks, shopping, and a host of other services.
• Discount Rx Card. Includes an Every Day Free discount prescription card to members with up to 75% discounts on prescription drugs (discounts average roughly 30%). Honored at more than 56,000 pharmacies!

CoPower reliably offers simplicity and freedom of choice! And they focus on bring big company benefits to smaller employers, making it easier for them to attract and retain top-tier talent.