What is the Premium Saver Plan.

The Premium Saver Plan is a group supplemental insurance plan that covers the same expenses as the underlying High Deductible Major Medical (with the exception of charges for professional fees in a doctor’s office or outpatient medical clinic and outpatient prescription drugs). Usually, these two exceptions are covered by copays with the major medical. The Premium Saver plan packaged with a High Deductible Major Medical plan can save employers money and help maintain or improve employee benefits.

Available in all states. Distributed EXCLUSIVELY in Connecticut through Amwins Connect. 

The minimum group size for the Premium Saver Plan is two lives. Deductible options are available from $250 - $3,000 (higher options available upon request) with coinsurance options 0% - 50% from $0 - $5,000. The Premium Saver maximum benefit options are $1,000 - $9,500.

The claims process is a simple one. Each employee receives a Premium Saver insurance card to give to the provider along with their major medical card. The provider can file the claim electronically or manually. The Premium Saver Plan is secondary and pays based on the underlying major medical plan’s EOB. Claims are paid directly to the provider.

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