COBRA

Employer COBRA Subsidies

Employer COBRA Subsidies Date Issued: April 2024 Background Employers may want to provide an employee with a COBRA subsidy for any number of reasons, whether it is to help meet their own affo...

Amwins Connect - April 2024 Question of the Month

Amwins Connect – April 2024 Question of the Month Question An employer has offered, or wants to offer, to subsidize part or all of a qualified beneficiary’s COBRA premiums. Is that subsidy taxab...

Refresher - Determining COBRA Premiums for HRA Plans

Determining the COBRA Premium for an HRA March 2024 Setting the correct COBRA premium for a Health Reimbursement Arrangement (HRA) can be challenging. COBRA defines “applicable premium” as the ...

Events Permitting Election Changes Mid-Plan Year

Events Permitting Election Changes Mid-Plan Year The Plan may be drafted to permit an individual to change an election mid-year based on a permitted event. Alternatively, a plan sponsor may design ...

Amwins Connect - September Question of the Month

Amwins Connect - September Question of the Month Changing COBRA Rates During Determination Period Question: Due to an administrative oversight, an employer failed to adjust its COBRA rates fo...

Compliance Issues for A Short Plan Year

Compliance Issues for Short Plan Years When there is a need to discontinue benefit offerings, or a need to adjust the benefit plan year, employers may need to run a short plan year. Short plan year...

Refresher on Those Events Permitting Election Changes Mid-Plan Year

Refresher on Those Events Permitting Election Changes Mid-Plan Year July 2023 The Group Health Plan may be drafted to permit an individual to change an election mid-year based on a permitted eve...

Question: Is An Employer Subsidy for COBRA Premiums Taxable to the Qualified Beneficiary?

Question: Is an employer subsidy for COBRA premiums taxable to the qualified beneficiary? February 27, 2023 An employer has offered, or wants to offer, to subsidize part or all of a qualified be...

Outbreak Period - Guidance on Extended Timeframes for COBRA Elections and Payments

The Internal Revenue Service (IRS) released Notice 2021-58, which further clarifies how to apply the extended deadlines for COBRA elections and COBRA premium payments during the Outbreak Period (i.e.,...

Webinar Replay: Employer Vaccine Mandates and IRS COBRA Subsidy FAQ

In this webinar, our partners at BenefitComply and Guardian HR have a conversation about various issues, questions and considerations related to employer vaccine mandates. They touch briefly on the la...

Webinar Replay: COBRA Subsidy & The American Rescue Plan Act of 2021

As a follow-up to our recent Compliance Alert, our COBRA partner, Primepay, provided a closer look at the American Rescue Plan Act of 2021 (ARPA). We reviewed the impact on employers and offered guida...

Department of Labor Releases COBRA Subsidy Website and Model Notices

The Department of Labor (DOL) has released model notices and a COBRA subsidy information website related to the COBRA subsidy that was passed as part of the American Rescue Plan Act of 2021 (ARPA)...