May 10, 2024
2025 HSA Contributions and Other Limits Released
The Internal Revenue Service (IRS) released its annual inflation-adjusted contribution limits for Health Savings Accounts (HSA) effective for Plan Years beginning January 1, 2025. Other announced limits are also noted below.
| 2024 | 2025 | |
|---|---|---|
| HSA Contribution Limit (Employer and Employee) | Individual: $4,150 / Family: $8,300 | Individual: $4,300 / Family: $8,550 |
| Catch-Up Contributions for Ages 55+ | $1,000 | $1,000 |
| HDHP Minimum Qualifying Deductible | Individual: $1,600 / Family: $3,200 | Individual: $1,650 / Family: $3,300 |
| HDHP Maximum Out-of-Pocket Limit | Individual: $8,050 / Family: $16,100 | Individual: $8,300 / Family: $16,600 |
| ACA Maximum Out-of-Pocket Limit - Amount Lowered | Individual: $9,450 / Family: $18,900 | Individual: $9,200 / Family: $18,400 |
| Excepted Benefits HRA Contribution Limit | $2,100 | $2,150 |
More information can be found in the IRS announcement.
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