Medicare Part D Non-Creditable Plan List

The Medicare Part D prescription drug coverage will expand in 2025 as required under the Inflation Reduction Act (IRA), which could impact whether an employer’s group health plan provides creditable prescription drug coverage. An employer's prescription drug coverage is "creditable" if the actuarial value of the coverage equals or exceeds the value of standard prescription drug coverage under Medicare Part D.

Knowing whether a plan is Medicare Part D creditable is the first step for Medicare eligible members to avoid late enrollment penalties.    For a quick look at which plans are not Medicare Part D creditable, review the 2025 Medicare Part D Non-Creditable Plan List.   For a list of plans by carrier, please visit the carrier's Medicare Part D listing on Amwins Connect.

Your Amwins Connect team encourages you to bookmark the 2025 Medicare Part D Non-Creditable Plan List; it will continue to be updated as "pending" carriers release their creditable/non-creditable lists.

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