Legislation

IRS Lowers Employer Health Plan Affordability Threshold

The Society of Human Resource Management reports that the IRS lowered the Affordability Threshold to 9.61% of Pay for 2022. Employers offering a health plan option in 2022 that costs employees no ...

“No Surprises Act” Update

The Consolidated Appropriations Act of 2021 (CAA), also called the “No Surprises Act” required all health insurance carriers and employers that offer group coverage to provide increased transparen...

CA Businesses Won’t be Taxed on Forgiven PPP Loans

Governor Gavin Newsom signed a bill that will give small businesses a $6.2 billion tax cut over the next six years. Under the legislation, AB 80 by Assemblymember Autumn Burke (D-Inglewood), the f...

New Rules Lower OOP Costs on Marketplace Plans

CMS adopted new provisions to lower maximum out-of-pocket costs to consumers by $400 for millions of Americans who will rely on the Federal Health Insurance Marketplaces in plan year 2022. The fol...

CA Bill Would Allow Adding Dependent Parents on a Health Plan

Insurance Commissioner Ricardo Lara is sponsoring legislation authored by Assemblymember Miguel Santiago (D-Los Angeles) that would allow employees to add their dependent parents to their health i...

Permanent Subsidies Would Slash the Uninsured Rate

The number of uninsured in the United States would fall by 4.2 million if policymakers made a temporary provision in the American Rescue Plan Act (ARPA) permanent, according to a new analysis by t...

The ACA Has Made a Dent in Out-of-Pocket Costs

The Affordable Care Act has slowed increases in out-of-pocket costs for those with health insurance coverage under the law by about 80%, according to an analysis published by JAMA Network. Since ...

Help Clients Take Advantage of PPP Loans and Tax Credits

The application deadline for loans under the Paycheck Protection Program (PPP) changed from March 31, 2021 to May 31, 2021 when the President signed the extension into law. Small businesses have a...

Single-Payer Health Care and the Public Option

NAHU CEO Janet Trautwein, CEO was featured in a recent webinar by Insurance News Net where she described which public health care proposals are getting the most traction in Congress. Proposals inc...

Private Health Insurance is Key to The Rescue Plan Act

NAHU CEO Janet Trautwein issued a statement stressing that the American Rescue Plan Act focuses on the success of private health insurance to expand coverage to millions of Americans. “The pr...

How the American Rescue Plan Act Could Shape Health Coverage

The American Rescue Plan Act of 2021 is the most significant change to health care coverage and access policies since the ACA, according to a report by Manatt on Health. Although all health care c...

Employee Benefit Changes Contained in the American Rescue Plan Act (ARPA)

Employee Benefit Changes Contained in the American Rescue Plan Act (ARPA) Congress passed the $1.9 trillion COVID relief bill, the American Rescue Plan Act of 2021 (ARPA). The bill includes signifi...